Personal
Your money, in one place.
The SOTCoin wallet handles your everyday spending, sending money to family, paying for groceries, and keeping a buffer for the unexpected — all from one balance.
Built for everyday Timor
The same wallet you use to pay for coffee can send your cousin in Suai $50 and top up your data plan in the same minute.
Bank Account
Your central SOTCoin balance. Hold USD, get instant transfers between SOTCoin users.
Send & Receive
Move money to anyone with a SOTCoin account in seconds. No fees.
Family Groups
Bring parents, kids, or household members into a shared or linked-account setup.
Mobile Top-up
Buy phone credit for all three Timor telcos directly from your wallet.
eSIM
Activate a Timor Telecom data eSIM right inside the app.
Send Abroad
Remit to bank accounts and other wallets internationally.
Rewards
Earn points on every payment — redeem for top-ups, vouchers, and partner deals.
Vouchers & Gift Cards
Buy and send digital vouchers and gift cards to anyone.
Coming Soon
Cards
Virtual and physical debit cards.
Coming Soon
Savings
Save with goals and envelopes.
Coming Soon
Investments
Stocks, ETFs, and commodities.
Coming Soon
Crypto
Buy, sell, and hold digital assets.
One wallet for everything
Open your SOTCoin account today — takes under five minutes.