A first wallet your child can use, on terms you set

The 6 to 15 tier is the first dedicated children’s wallet on SOTCoin. We are designing it for parents who want their child to learn money habits early, but in a setting that is calm, clearly bounded, and never out of view. Your child sees a simple home screen with their balance, recent activity, and any savings goal in progress. Behind the scenes, you keep full control: every limit, every allowance, and every linked merchant is approved by you. We are taking the time to get the parent side right first. That means scheduled allowances that run on their own, daily and monthly caps you can adjust as your child grows, and an activity feed that shows you what was spent, where, and when. We are also building in optional savings matching, so a small contribution from a parent can reward a child for putting money aside. The interface for the child is deliberately quieter than the adult app, with fewer screens, larger touch targets, and language tuned for younger readers. Notifications stay on the parent side by default so a younger child is not pinged through the day, while you receive a quiet summary at the rhythm you choose. The 6 to 15 tier will share the same underlying Family Groups setup that is already live today, so families who start now will be ready to add a kid account as soon as the tier opens. If your child already shares a household member slot on your wallet, that history can carry across when their own account is created.